Dividend calculator
Project your passive dividend income and the effect of reinvesting it all.
Estimate how much you will receive in dividends per month and per year from an initial investment, monthly deposits, an expected dividend yield and asset appreciation. Turn on reinvestment to see the snowball effect — each dividend buys more shares, which generate more dividends. The chart shows the portfolio evolving over the years.
Project your dividend income
Dividends are the share of profit companies and funds distribute to investors. The calculator projects how much you could receive per month by building a dividend-paying portfolio, from the amount invested, your deposits and the dividend yield (the percentage the portfolio pays per year relative to the amount invested).
Reinvest for the snowball
The secret to growing passive income is reinvesting dividends: each payment received buys more assets, which then pay more dividends, and so on. The calculator shows this snowball effect on the chart — monthly income rises on its own over time, even without increasing deposits, until you decide to live off it.
An estimate, not advice
Dividend yield varies, companies cut or raise payouts, and taxation depends on the asset. The simulation uses a fixed yield to give a projection — use it as a planning reference, not investment advice. Runs in the browser, with no data uploaded.
Frequently asked questions
What is Dividend Yield (DY)?
It is how much a stock or fund pays in dividends per year relative to its price. An 8% DY means R$ 8 of dividends per year for every R$ 100 invested. It is your assumption — past DY does not guarantee future results.
Does reinvesting dividends matter much?
Yes, over the long term it makes a huge difference. Reinvesting turns dividends into more shares, which pay more dividends, creating compound growth. Without reinvesting, your income only grows from new deposits and appreciation.
Are dividends taxed?
It depends on the asset and country. In Brazil, stock dividends are currently income-tax-free for individuals, though changes are proposed. The calculator projects gross figures.