Brazilian net salary calculator
From gross to net with the 2026 tables and the new tax exemption up to R$ 5,000.
See how much of your Brazilian gross salary becomes net pay in 2026: progressive INSS (7.5% to 14%, capped at R$ 8,475.55), income tax with dependents and alimony, and the new Income Reform rule that zeroes the tax for those earning up to R$ 5,000/month (with a partial reduction up to R$ 7,350). Follow the deduction step by step and your effective rate.
From gross to net salary
Net salary is what remains after mandatory deductions: INSS (social security) and IRRF (withholding income tax). The calculator applies the 2026 progressive tables for both, factors in dependents, and shows how much each deduction takes — so you understand why the amount in your account is less than the agreed figure.
How INSS and IRRF are charged
INSS is progressive by brackets, with a contribution ceiling — above a certain salary, the deduction stops growing. IRRF applies after INSS and dependents, also by brackets, with an exempt portion. That is why two identical raises can yield different net pay: it depends on the bracket the salary lands in. The calculator makes this breakdown visible in the "where your gross salary goes" chart.
An estimate, in your browser
The result is an estimate based on the standard 2026 legal deductions; benefits like transport vouchers, health plans and alimony change the real net and vary by employer. The calculation runs locally, with your salary never uploaded anywhere.
Frequently asked questions
Who pays no income tax in 2026?
Since 01/01/2026, anyone with monthly taxable income up to R$ 5,000 has their withholding zeroed by a reduction created by Brazil’s Income Reform. Between R$ 5,000.01 and R$ 7,350 there is a decreasing partial reduction; above that, the normal table applies.
How does progressive INSS work?
Each salary band pays its own rate: 7.5% up to R$ 1,621 (the 2026 minimum wage), then 9%, 12% and 14% up to the R$ 8,475.55 cap. The maximum possible deduction is R$ 988.09 — earnings above the cap pay no more than that.
What is the simplified income tax deduction?
A flat R$ 607.20 deduction that replaces the legal deductions (INSS, dependents, alimony) whenever it is more favorable. The calculator tests both regimes automatically and applies whichever yields less tax.